Probate is the official process of dealing with someone's estate after they die. It means valuing what they owned, paying any debts or taxes, and making sure everything is passed on to the right people. Think of it as the legal sign-off that allows you to access and distribute the estate.
When do you need probate?
You will usually need probate if the person who died:
Owned property in their name
Banks and Land Registry require a Grant of Probate before a property can be sold or transferred.
Had savings or investments over ~£5,000
Most banks won't release funds without seeing a Grant of Probate first.
Held shares or pension assets
Financial institutions require legal authority before releasing these to beneficiaries.
If the estate is small (for example, just a small bank account and personal belongings), probate may not be needed at all.
How does probate work?
Register the death & locate the Will
The death must be registered within 5 days. Find the original Will — this names the Executor who has authority to act.
Value the estate
Every asset and debt is valued at the date of death. This includes the property, bank accounts, investments, and personal belongings.
Pay any inheritance tax
If the estate exceeds the £325,000 threshold, inheritance tax is due before the Grant of Probate is issued. We help you calculate and pay this correctly.
Apply for the Grant of Probate
This is the court document that gives you legal authority to deal with the estate. It's issued by the Probate Registry.
Collect assets and pay debts
Using the Grant, you can access bank accounts, sell or transfer property, and settle any outstanding bills or loans.
Distribute to beneficiaries
Once debts are paid, the remaining estate is shared according to the Will — or the Rules of Intestacy if there is no Will.
Frequently asked questions
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